I guess social lending works for some. But, loaning money using one of these sites is just too risky for me, although borrower requirements beat what the banks required a few years back, and maybe even today.
From the blog at About.com Financial Software: Online Borrowing and Lending
Need to borrow some money at a low interest rate? Online social lending clubs may be for you. Have a stash of cash in a low-interest account that you could lend? Online social lending clubs may not be for you.
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